Toms River has become a premier destination for 55+ active adult living in New Jersey, offering a compelling coastal lifestyle without the premium price tag of oceanfront towns. Its location in Ocean County provides a classic four-season climate with milder winters and warm summers perfect for enjoying the nearby Jersey Shore. The area caters specifically to retirees with a high concentration of established 55+ communities, creating a built-in social network. While property taxes are a consideration in NJ, Toms River often presents a more affordable alternative to Northern NJ counties, especially when paired with the low-maintenance living these communities provide. From boating on the river to exploring downtown shops, Toms River delivers a vibrant, convenient retirement.

Where55 lists 7 active adult communities in Toms River and the surrounding area. Below, we highlight some of the top-rated options and what makes each one worth considering. Browse all Toms River communities →

Top 55+ Communities in Toms River, New Jersey

See all 7 communities in Toms River →

What to Look for in a Toms River 55+ Community

When choosing a 55+ community in Toms River, prioritize the lifestyle fit. Larger communities like Greenbriar Woodlands or the Holiday Cities function as self-contained towns with extensive clubs and activities, ideal for social butterflies. Scrutinize HOA fees—they vary widely and cover different services like exterior maintenance, amenities, and even optional security. Proximity to essentials is key: check your distance to Hackensack Meridian Health and Community Medical Center, as well as major shopping hubs like the Toms River Shopping Center or the Route 37 corridor. Consider your desire for a golf course, clubhouse size, or pool. Also, explore the community's rules on guest stays and age restrictions to ensure they align with your family visits and long-term plans.

Explore Nearby Cities

If you're considering the broader New Jersey area, these nearby cities also have active adult communities worth exploring:

Frequently Asked Questions

How much do 55+ communities cost in Toms River, New Jersey?

Home prices in Toms River's 55+ communities range broadly. You can find resale homes, often ranch-style, from the low $200,000s in older sections of communities like Holiday City. More modern or upgraded homes in communities like Greenbriar Woodlands or Lake Ridge typically span from the mid-$300,000s to over $500,000. Remember to budget for monthly HOA fees, which can range from around $200 to over $400, covering common amenities and often exterior maintenance.

What amenities are common in Toms River retirement communities?

Common amenities in Toms River's 55+ communities reflect an active, social lifestyle. Most feature a central clubhouse for events, along with outdoor pools and tennis or pickleball courts. Many, like Greenbriar Woodlands and Silver Ridge Park, have their own golf courses. Shuffleboard, bocce, and fitness centers are also popular. Given the area's flat terrain and interconnected community designs, walking and biking paths are a standard and valued feature for residents.

Is Toms River, New Jersey a good place to retire?

Yes, Toms River is widely considered a good place to retire, particularly for those seeking an active, community-oriented lifestyle. The climate offers four distinct seasons with access to beach summers. While New Jersey's overall tax burden is high, Ocean County property taxes can be lower than northern counties, and seniors benefit from exemptions. The area has excellent healthcare access via Hackensack Meridian Health and Community Medical Center, a major draw for retirees.